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Still to cover at age 85
$10,426
Half the people of this age and sex in Texas live past 85.3. If it happened today, $4,868 would be left to pay.
| Spent per death in Texas, today | $8,123 |
| Same at age 85, 2.6% a year | $13,681 |
| VA burial and plot allowance | none |
| Social Security lump sum | − $255 |
| Set aside and cover held | − $3,000 |
| Final expense gap | $10,426 |
What funeral homes, cemeteries and crematories in Texas took in per death in 2022 (Census), brought to September 2026 with the BLS funeral index (× 1.161). It counts every kind of funeral, burial and cremation alike, plus pre-need sales: an average, not a quote. Median age at death from the NCHS 2022 life table of the state. Estimate only, not advice.
Funeral Costs by State · Independent tool by Radif Partners, not an insurer, a broker, a funeral home or a government agency · worked out in your browser
Life tables: Source: Centers for Disease Control and Prevention, National Center for Health Statistics, United States Life Tables, 2024, and U.S. State Life Tables, 2022, available free of charge at cdc.gov. Use of this material does not imply endorsement by the CDC, NCHS or the U.S. government. Death-care revenue and deaths: U.S. Census Bureau, 2022 Economic Census and Vintage 2024 population estimates; the per-death figures are our own calculations. Funeral prices: U.S. Bureau of Labor Statistics, Consumer Price Index.